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Publishing law online, for free.

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Marriage :: 3 Divorce Law Myths in Australia

A lot of television shows, such as Boston Legal will have many viewers believing that divorce is a complicated and daunting process. In contrast to what many people believe, the earning http://multiautogroup.com capacity of each spouse is not the basis for the division of http://rovolaw.com property and assets. The best way is to jump online and Google family lawyers in your area.

The assistance of a lawyer will speed up the process and will guide you through any complications along the way. Rather home duties are weighed together and the home maker will in most cases receive up to 70%.. A qualified divorce lawyer can answer all questions relating to your divorce claim, including child custody, courtroom affairs click here and division of assets and property. For example the father may blog be more employable than the mother; however the mother has more home caring skills and will most likely end up with a larger settlement. There are cases where the main home carer will not receive the majority http://dobelaw.com of property and assets, and that is when assets exceed an exceptional amount, such as property over http://macdermidlaw.com one million dollars.

Secondly, the safety of the venue the child will be residing, including the home, contents and the surrounding area. Divorce claims are held in read more family or federal courts, where only a judge, registrar or magistrate is present. Even when settling before a judge, the chance of receiving equal amounts is very read more rare. In most cases your lawyer will be able to reach a settlement with the other party without standing before a judge.

Equal Child Custody

The idea that children will receive equal custody by both parents is not true and neither is the thought that mother’s receive more custody. The majority of divorce claims reach http://harryjholmeslaw.com a mutual agreement between the two parties before entering the courtroom.

The Jury Decides

Nearly all matters concerning family law will not have a jury and will only have a judge. Lastly read more is the practicality of the arrangement, including the distance from school and other facilities the child requires. The truth is child custody is decided by 3 factors; firstly the child’s age and their ability to decide which parent is in their best interest.

There are many myths about the laws that govern divorce in Australia. There are a few legislations that state equal child custody however these legislations are not mandatory. However the majority of divorces never make it to court and only about 5% actually have a judge that makes the final decision. The abuse rate is actually higher in intact families as opposed to separated families where both parents have custody.

The majority of simple answers surrounding divorce law are myths, because they cannot be explained briefly. The only exception is criminal acts, which are not treated as family law and are handled differently.

Half All Assets and Property

Again only 5% of divorce claims settle property and assets before a judge, as the majority of claims are settled outside of court. If you are serious about a divorce claim, then you should consult a professional family divorce lawyer. Another myth surrounding child custody is that there is a high abuse rate

Trucks :: Operate Your Tree Truck In Accordance with the Law!

Those people who own and operate any tree truck must be familiar with and abide by pertinent local, state and federal rules and regulations regarding the hauling and the transportation of logs on public highways.

Speed Limit

Right-of-Way

The U.S. If necessary, hauling permits should be obtained before transporting logs to the processing plant.

In addition, tree truck operators are not allowed to drive transport trucks unless the logs they are transporting are secured with chains, sideboards, stakes, front and rear head boards, front gates and end gates that are powerful enough to hold the load in place and prevent it from shifting or falling from the truck. The driver must not operate the vehicle unless the service and parking brakes, steering wheel, lighting devices, tires, horn, windshield wipers and mirrors are in good working condition. Failure to yield the right-of-way to other vehicles may result in an accident due to the actions of the truck driver which could involve liability issues relating to property damage and injury which could ultimately result in fines.

Truck Maximum Length

Equipment Inspection

The U.S. Drivers are encouraged to remain within the stated highway speed limits to maintain safety at all times and to be in compliance with the speed limit.

It is vital to know and understand the laws and regulations that exist to click here ensure the safe transportation of logs on the road. Tree truck operators must be aware of the heavy hauling regulations in the read more area where their trucks will be driven since http://mcleskeylaw.com laws may vary from state to http://abegazelawgroup.com state. Check with the Department of Transportation for the allowable weight limits regarding the transportation of logs on public roads. Department of Transportation regulation states that the logging industry must use crib tree trucks to transport lumber; the maximum allowable length of the cut trees can be 70 to 75 feet if there are additional safety devices added to both ends. Therefore, it should be exercised in a rational manner giving full consideration to the safety of other drivers who could be directly involved. Department of Transportation states that truck drivers are expected to abide by the speed limits posted by the local, state or federal government. Failure to conform to these provisions may result in punishment by law.. The side of the hauling truck should have a minimum of two stakes on both sides.

The Federal Motor Carrier Safety Administration (FMCSA) 392.7.a.b states that all drivers must inspect the truck before operation and ensure that the vehicle is in good working http://martinarechnitzerlaw.com condition. Above all, to avoid unwanted fines and criminal charges, drivers must operate their tree trucks in accordance with the law!

This is the reason why heavy-duty hauling rules and regulations were created: to maintain safety and a proper flow of traffic on crowded streets and busy highways. Driving commercial vehicles that carry loads weighing thousands of pounds is a powerful force that can put the operator and others at risk.

There are certain weight limits when lumber is being transported on federal highways. Additionally, the regulation stipulates that trailer combination should not exceed 65 feet, except when the transporting device is designed to transport lumber.

The government regulates heavy hauling on public roads to decrease the damage to the entire roadway system. The House of Representatives boosted the trucking industry by passing the United States Code called Safe and Efficient Transport Act of http://homehealthservicesnv.com 2011 (HR-763) which allows the weight of the truck on public roads to be from 80,000 http://kovalinsurance.com pounds to 97,000 pounds.

Weight Limit

Employers and employees of trucking services must abide by certain laws and regulations for the safe transportation of logs on the road. Every logging truck operator must be familiar with the laws by which every heavy-duty truck driver must abide that cover the hauling of heavy loads. By most traffic rules and regulations, those operating a tree truck are entitled to the right-of-way depending on the rules governing each individual highway; however, this is not an absolute right

Inside the Sports Illustrated Swimsuit Issue

It’s a multi-million-dollar secret kept under http://teamverdonellc.com wraps every year. Six undisclosed locations, 18 bikini-clad models and 155,000 http://macalusolawyers.com images to choose from. But when the 2010 Sports Illustrated Swimsuit Issue is finally revealed, it will be a global sensation like no other.

CNBC takes an unprecedented look inside the most profitable single-issue magazine franchise read more in the world. Find out how business, beauty, fashion and sports come together to create this much-anticipated, multi-dimensional franchise that alone generated 7 percent of Sports Illustrated’s advertising revenue in 2009.

The Sports Illustrated Swimsuit Issue means big business not only for parent company Time Inc., but also for the models, advertisers, fashion designers and locations that http://burkinlaw.com grace its pages. Rovell gives viewers a blog behind-the-scenes look at the scouting, set-up and inner-workings of the photo shoots as he travels to one of the exquisite undisclosed locations and interviews the models vying for the ultimate prize — being featured on the cover of this http://sdyelaw.com year’s issue and becoming a household name.

Business Articles – EzineMark – Free Content Article Directory

Top Creative http://sadlerlawfirmllc.com Ice Cream Trucks

There is no doubt that ice cream is one of the nicest things in hot summers. It is impossible to buy and eat ice cream http://kleymanlaw.com at any place. However, it is not definitely impossible. You read more can buy http://luissanchezrealty.com ice cream on Thames River, on Tamarama http://austininsuranceguy.com beach, on bus, or at the bus stop.

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How to Start and Run a Coffee House Business

Starting a coffee shop business and being one’s own boss can seem very romantic and glamorous. It’s easy to imagine peaceful days chatting with customers, hanging out in a beautiful location, making friends, and bringing in big money for doing a job that sounds fun: making delicious coffee or tea drinks and making people happy.

While it is good to have a positive outlook, one must also consider the possible downsides to being a business owner. What if the coffee shop business is not successful right away? What if finances are tight and there are no paychecks for a few months? What if long hours are needed to run the business? These are the kinds of questions a future business owner will want to think about carefully.

Start with a Business Plan for the Coffee House

According to the U.S. Small Business Association (SBA), “Planning is critical to successfully starting and building a business.” Following are ideas for forming the dream of how to start a coffee shop business into a realistic plan and, hopefully, a money-making success.

Every potential business owner should consider making a business plan. This plan tells and shows everything possible about the planned business. This report will include start-up financing, daily operation plans, marketing ideas, and more.

Potential coffee shop business owners can look online, at the library, or at a book vendor for information on making a formal business plan. The Small Business Association website has a good free Small Business Planner online.

A business plan includes details about the http://rightwaydriverclinic.com business, including location (perhaps the most important decision), city regulations, start-up costs, advertising ideas, hourly cost of doing business (overhead), top income possible (considering customer seating, employees, etc.), and so on.

A business plan may be necessary for city http://eastshorecafe.com approval, business financing with a bank loan, etc., as well as acting as a “map” for running the coffee business in the future.

Business Advice from a Coffee House Owner

According to Diane, owner of a busy small town coffee shop in the Pacific Northwest, here are some key points for having success with a coffee house:

Talk to your city and find out about impact fees, regulations, and permit obligations.

Be in love with your product; get the best product you can http://dennysdependableauto.com get.

Know your customers; know their wants and needs and the demographics of the clientele you will be serving.

Be involved in your community; support the local sports programs with fundraiser advertising, for instance.

What Customers Like in a Local Coffee Shop

According to customers, some reasons for the popularity of this particular coffee house are:

Friendly small-town service

Good drinks and food

Fun and funky atmosphere set in an old house

Good location http://sorealty.com in the center of town

Pleasant mix of background music

Outside seating for sunny days

Frequent customer reward stamp-cards

Comfortable seating

Free Wi-Fi for getting work and emailing accomplished

A business plan should address these types of issues and more. What will be the style of the new coffee business? How about decor? Music? Prices? Offerings? Furniture? Hours? Employees?

Other Things to Think About Before Starting One’s Own Small Business

Owning a business http://insurance4grantspass.com is often more work than it is glamorous.

Expect to put in a lot of hours to get a business running, especially in the first year.

Consider finances carefully. Permits cost money. Machinery breaks. Employees quit.

Most new small businesses fail in the first year. Have a back-up plan or two, especially business financing.

Rejoice at small steps like the first dollar earned, the first month making a profit, and the one-hundredth customer. These memories will help get through difficulties.Instant click here success is rare. Owners need tough skins and a can-do attitude.Watch new trends in the industry. Read “Who Moved My Cheese?,” by Spencer Johnson, a short book perfect for entreprenuers. The book is about attitudes toward change in life, especially at work. (Amazon.com)

For more information on small business, see Best Funky Portland Coffee Houses, Advertising a Small Town Business, and Small Business Advertising Ideas.

Whatever sort of business one decides is the best fit for them, most all of the advice above is applicable. Be excited, be wise, and best of luck for success.

Article Update 2011:

Diane’s coffee house continues to grow in popularity. Her business has now relocated to an larger building, just down the street from the original shop. Her cool coffee shop now offers a full deli menu, daily food specials, and weekly live music.

Resources

Special thanks to Diane, the owner of Battle Grounds Coffee House (personal interview at Battle Grounds Coffee)

The author, Janienne Jennrich, has operated a small business and has a degree in Consumer Psychology with an emphasis on Business and Marketing.

About the author

Janienne Jennrich Aka Jjnw

Published writer, photographer & artist who homeschooled her great kids through high school. Survivor of domestic violence, speaking out.

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Insurance :: Damage Control: Mitigating the Effects of Rising Product Liability Insurance Rates.

It had to happen.

Product liability insurance rates for the dietary supplement business, which have been in a steep decline for about seven years, have bottomed out in the previous ninety days, and are probably headed upwards in the coming term.

Why? Rates have declined by 80% according to some estimates. They couldn’t go down without end. Insurers have been struck by shattering losses and an progressively litigious social environment. Interest rates are at monumental lows with no end in sight. The ebb and flow, roller coaster course of premiums for commercial insurance has historical precedence and is destined once again to rise.

Nevertheless there are several practical steps you can put into practice that improve the odds that you will endure the seller’s market for insurance and be around to capitalize on the next buyers market when it comes.

Now, some tips.

Don’t Delay Until the Last Minute

Start talking to your broker about your renewal at least 90 days before the renewal date. Underwriters will be asking more questions about your business, questions they weren’t bothering to ask last year. Since the process is going to be more difficult, it will take more time.

Focus on Coverage- With Price

Take some time in understanding your coverage. And not simply for product liability insurance rates (although for most supplement companies this is far and away the most pricey policy they purchase). Are the risks you’re most worried about insured in your current coverage? Are you aware of areas wherein you have exposure but no coverage? Read your policies, or better yet meet with your insurance professional and carry a comprehensive review of coverage. Be prepared, as one more characteristic of a “hard” or sellers market is that insurance companies invariably attempt to reduce coverage by adding up exclusions and endorsements that conflict with what you thought you were buying.

Inform Management for Higher Premiums

Nobody likes surprises. Mid-level managers at larger companies need to prepare the bosses for higher premium rates. Insurance buyers should communicate with internal senior management regarding the company’s tolerances for uninsured risk, as deductibles may rise and high limits of liability insurance may perhaps no longer be an affordable luxury.

Step in to your Underwriters Shoes

Attempt to imagine yourself as the product liability underwriter for your business. What questions would you ask and how can your company respond to them? You accepted a 483 warning letter this year (it’s on the internet and your underwriter will find it)-do you have a ready and logical explanation? Can you give copies of the http://pereliautomotive.com certificate of insurance program you mange for your suppliers or-do you even have one? Are there any elements of your website that would frighten away an otherwise interested underwriter (sports nutrition companies should take special note of this suggestion). Have you jumped from carrier to carrier each year (red flag for an underwriter) or does your record show that you have demonstrated some level of loyalty to one or two carriers?

If you’ve had insured claims in the last five years, are you prepared to tell your side of the story as to what happened, and present supporting records if asked?

Select a Broker Who Specializes In Your Industry and Team Up

Have you ever said to yourself, “my broker clearly does not understand what we do”? Make it a top priority to find a broker who understands the supplement industry and will be an effective advocate for your insurance interests. Whether you supply raw material, finished product, or both, in a hard market the underwriter will still place you in the dietary supplement arena, where some unscrupulous characters still thrive. The reality is you are going to pay for http://richardroweauto.com that association, and a competent broker will have the skills to distinguish you from the rest of the pack.

In addition, most insurance buyers are not aware that all insurers offering product liability to the dietary supplement business require the use of a wholesale insurance broker to retrieve them. So the broker you select (hereafter called the “retail broker”) must submit your account to a wholesale broker, who in turn will yield it to viable insurance companies. Most people are under the impression that their retail broker is talking directly with the insurance underwriters. This is not the case. As a result, the introduction of even another party to the buying chain makes the insurance procurement process more vulnerable to something “falling between the cracks.” With two brokers (wholesale and retail) now in the picture, it is even more critical that a company select a competent and knowledgeable retail broker to coordinate http://camposauto.com the marketing of its insurance

So select your broker carefully– and don’t wait until the last minute!